Services

Accounts

Share Account

This is an account everyone must have to be a member of the credit union. It is classified as a Savings Account and allows a minimum number of withdrawals. The Share Account must have a balance of $105.00 for a member to qualify for any other credit union service.

Checking Account

This is an account for unlimited deposits and withdrawals through writing checks, ACH transactions or use of a debit card.

Christmas Club Account

This is an account for saving for Christmas expenses. It has a term from November 1 to October 31 each year. Checks for the balance in the account are cut on November 1 for disbursement. Withdrawals are not allowed on this account until the end of the term.

Vacation Club Account

This is an account for saving for vacation expenses. It has no term and allows three (3) withdrawals per year.

Share certificate

This is an account for investment purposes. Terms are from 3 months to 1 year. Interest rate slightly higher than Share Account rate.

Other Services

Internet Banking

  • Allows access to all accounts containing your Social Security number as identification.  Can be used to obtain balances, verify posted transactions, and make transfers between accounts you can access.

Mobile Banking

  • Embrace the future and go digital with your banking! Convenience, security, and speed are at your fingertips. Make transfers, pay bills, and send messages to us quickly!

 

ATM

  • On-site ATM with no fee for member withdrawals.

Safe Deposit Boxes

  • Several different sizes and price ranges to choose from.

Free Notary Service

  • Notary available during business hours.

Financial Counseling

  • Assist members in obtaining a free credit report each year and analyzing the report to give the member guidance in correcting any problem area and how to increase their credit score

Payroll Deduction

  • Employers in our member groups will make a deduction of your choice from your payroll check and send it directly to your credit union account. This deduction can make your loan payment or add to your savings

Direct Deposit

  • Allows electronic deposit of payroll checks from any employer

Debit Cards

  • Allows electronic access to funds in savings and checking accounts at ATM’s and merchant terminals. To disable a lost or stolen card, call 1-(888) 263-3370 and follow the instructions. Then, notify the credit union as soon as we re-open for regular business hours

Insurance

Credit Disability

Insurance coverage offered to a member on approved loans. The coverage is paid by the member within the loan payment. The insurance covers the loan payment (within qualifications) during an extended illness.

GAP Insurance

In the event of a damaged or stolen vehicle, GAP Insurance waives the difference between what your insurance company pays and what you owe on the vehicle if you owe more than the actual cash value paid to you by the insurance company. 

Miscellaneous Services

Free Automobile Pricing

  • We can help you value or compare car prices

Electronic Transactions

  • Allows electronic transactions for withdrawals from member accounts for insurance drafts, paying bills, etc.

Wire Transfers

  • Allows members to transfer funds to another financial institution for deposit into another account. No International Wires are performed